RISK DISCLOSURE This Risk Disclosure describes the risks associated with the use of HashKey Wallet ("we", "us" or "our") and the Services, including our website, application, the self-custodial wallet module embedded within the HashKey Global App, and associated digital services that link to this Risk Disclosure (collectively, the "Services"). By accessing or using the Services, you acknowledge that you have read, understood, and accepted the risks set forth herein. You acknowledge and agree that: • No financial or investment advice. Any content, news, token information, charts, or trends provided via the services is for informational and entertainment purposes only. HashKey Wallet does not provide investment, financial, or legal advice, and nothing presented through the services shall be construed as a recommendation to buy, sell, or hold any digital asset. • Platform neutrality. HashKey Wallet is not a broker, exchange, custodian, financial advisor, or fiduciary. We do not custody or control any digital assets, and we cannot initiate transactions on your behalf. All transactions must be initiated and authorized by you through your wallet. • No guarantee of value. Digital assets are highly volatile and may experience rapid price changes. You acknowledge and agree that any balance displayed on the services reflects the current estimated value of the corresponding digital asset at the time of access, and that such balance does not constitute a guarantee of stable value, purchasing power, or fiat equivalence. • Third-party projects and protocols. HashKey Wallet is not affiliated with any third-party blockchains, protocols, or token projects referenced in the services. We do not host, maintain, or operate such platforms, and your interactions with them are entirely at your own discretion and risk. • Data disclaimer. The services may display data sourced from third-party apis, public blockchains, or other external providers. HashKey Wallet does not verify the accuracy, completeness, or timeliness of this information, and we make no warranties about the integrity or fitness of such data for any purpose. Use of this data is at your sole risk. • User-initiated transactions. HashKey Wallet is not capable of performing transactions or sending messages on your behalf. All transactions are drafted and submitted by you, using your wallet and private key, and completed via third-party services. • Sensitive ui disclaimer. Certain features in the app (e.g., swiping) may trigger irreversible blockchain transactions. Please carefully review all transaction prompts before confirming. HashKey Wallet is not responsible for unintended actions resulting from your use of interface shortcuts. Important notices: - Please be aware that by using our services, you consent to receive certain communications from HashKey Wallet. For details, see section 11 in Terms of Use. - Section 10 in Terms of Use includes important provisions relating to dispute resolution, including a binding arbitration clause and waiver of collective legal actions. To the extent permitted by applicable law, you agree that disputes between you and HashKey Wallet will be resolved through individual arbitration rather than through court proceedings or class actions. - If you do not agree with these terms, or if you wish to opt out of arbitration (where legally permitted), please refer to section 10 in Terms of Use for instructions on your rights and how to exercise them. - Certain features or services offered within HashKey Wallet may be subject to additional terms and conditions (“supplemental terms”), which will either be incorporated into these terms or separately presented to you for acceptance before use. In the event of any conflict between these terms and the applicable supplemental terms, the latter will govern with respect to your use of the relevant feature or service. To the maximum extent permitted by applicable law, you also agree that your use of the services is entirely at your own risk. The services and any information, content, or features provided therein are provided on an “as is” and “as available” basis, without warranties of any kind — express, implied, or statutory — including without limitation any implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. HashKey Wallet disclaims all warranties regarding the functionality, security, timeliness, reliability, or availability of the services or any third-party content, protocol, or digital asset. HashKey Wallet does not warrant that the services will be error-free or that any data (including user asset information) is accurate, complete, or up to date. You are solely responsible for verifying all data before relying on it. HashKey Wallet shall not be responsible for verifying the ownership, validity, suitability, or marketability of any digital asset. You agree that HashKey Wallet is not liable for any loss, damage, or failure resulting from blockchain interruptions, third-party protocol failures, or events beyond our control. HashKey Wallet is not a financial or investment advisor and does not provide investment or financial advice. Nothing in the services shall be construed as a recommendation to buy, sell, or hold any digital asset, nor do we represent that the services comply with the securities laws of any jurisdiction. You acknowledge and accept that your use of blockchain technologies and digital assets involves substantial risk. HashKey Wallet provides technical tools only and does not custody, store, send, or receive any digital assets. All digital asset transactions occur on the relevant blockchain network, and HashKey Wallet has no control over or responsibility for such transactions. The prices of digital assets can be extremely volatile. HashKey Wallet makes no warranties as to the markets in which digital assets are transferred, purchased, or traded. No information or advice provided by HashKey Wallet or through the services shall create any warranty not expressly stated herein. Certain features may be offered as “beta” or experimental tools for testing purposes. Such features may be modified or removed at any time, and are provided “as is,” without warranties of any kind. Once you initiate a transaction via the Services, it may be delayed, fail, or become unmodifiable due to network congestion, blockchain design, or third-party limitations. HashKey Wallet cannot reverse or assist in altering any transaction after it is submitted via your Wallet. You are solely responsible for all activity through your Wallet and agree that: • You have the technical ability and understanding to securely manage and operate your Wallet; • You assume all risks of unauthorized access, loss of credentials, and exposure to malicious software; • You understand the volatility, uncertainty, and potential irreversibility of Digital Asset transactions; • You acknowledge that HashKey Wallet does not guarantee the completion, timing, legality, or success of any transaction or transfer of ownership/title in a Digital Asset. Blockchain-Specific Risks. You further acknowledge and accept: • Internet-based currencies carry risks of hardware or software failure, internet disconnection, wallet vulnerabilities, and malicious interference; • Smart contracts may contain bugs, or be subject to failures that cause certain assets to become inaccessible, untradeable, or lost; • Counterfeit or mislabeled assets may circulate on third-party protocols without your knowledge or recourse; • Blockchains may undergo unannounced updates or governance changes that materially alter their function and affect asset value or availability; • HashKey Wallet is not liable for any hacks, exploits, double spends, or attacks on any blockchain. Third-Party Tools and Services. The Services rely on protocols, and external infrastructure provided by unaffiliated third parties. HashKey Wallet makes no warranties regarding the security, stability, or availability of any third-party Wallet or protocol, and your interaction with such third parties is at your sole risk. The Services may include integrations with third-party websites, protocols, and tools. HashKey Wallet does not control or endorse these Third-Party Services, and we are not responsible for their content, functionality, accuracy, or any losses or damages arising from your use of them. Once you leave our Services, your use of such third-party tools will be governed solely by their own terms and policies. You acknowledge and agree that your access or use of Third-Party Services is entirely at your own risk. Regulatory Uncertainty. You acknowledge that the legal and regulatory treatment of Digital Assets is evolving and may vary by jurisdiction. New laws, enforcement actions, or policy shifts may materially affect the Services or your ability to use or benefit from Digital Assets. HashKey Wallet does not guarantee compliance of any asset or transaction with current or future laws.